Auto Insurance Law

Safety Responsibility Law
Many States have a Safety Responsibility Law. The law makes it a requirement that anytime a person is hurt or killed or someone's property is damaged over $1,000, it has to be reported as
soon as is possible. You have got to also file a Driver's Report of Accident within 10 days with the Division of Motor Vehicles. If a police bureau investigates the accident, you are not required to fill out the accident report, the police will.

If you are in an accident, you should exchange insurance information with the other driver.

Under the Safety Responsibility Law, uninsured motorists who are in reportable accidents must show they can pay for the damages and injuries they may have caused. The law takes away the driver's license and license plates of the uninsured motorist who cannot pay for damages or injuries they cause.

Comparative Negligence Law
Many States also have a comparative negligence law that means liability is often shared. The comparative negligence law is based on a percentage of carelessness. This means you may recover damages from another party as long as your carelessness is not greater than the other party, but your damages shall be reduced by the percent of carelessness accredited to you. You are barred from recuperation if your carelessness is greater than another party’s carelessness.

 

 

 

 

 

 

 

 

 

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